设立可利用比特币和数字资产的投资银行的法律

By Eproint

2025年8月7日,萨尔瓦多立法议会批准了《投资银行法》,这是一个新的框架,允许设立独立于传统商业银行运营的金融机构。这些投资银行将被允许提供资产管理、财务咨询、项目融资、债券发行以及包括比特币在内的数字资产的托管或发行等服务。

要获得资格,机构必须以股份公司的形式成立,最低资本为5000万美元。参与资格将仅限于“成熟投资者”,法律将其定义为持有至少25万美元流动资产的个人或实体。符合条件的资产包括比特币、稳定币、代币化商品、主权债券、黄金或现金。

监管职责将由萨尔瓦多中央储备银行 (BCR) 和金融体系监管局 (SSF) 承担,它们负责发布有关资本要求、流动性和风险管理的技术规则。经监管机构批准,机构还可以申请额外的许可证,以完全使用比特币或其他数字资产运营。

这项措施是萨尔瓦多数字金融战略的最新举措,此前该国已于 2021 年将比特币定为法定货币,并且于 2023 年批准了数字证券框架。支持者认为,这项法律有助于吸引国际资本,并使该国成为高价值金融服务中心。然而,批评者指出,资格要求将绝大多数萨尔瓦多人排除在外,限制了富人和机构投资者的潜在利益。

Eproint

Whether your company is big or small, at Eproint you are our priority and we can take care of everything regarding legal processes to create and protect your brands, and provide you with an Intellectual Property strategy to achieve your goals.

In El Salvador, Practice Head Edy Guadalupe Portal is a partner at Eproint and has more than 25 years of experience in Intellectual Property. Since 1995, she has been recognized as the Salvadoran voice of Intellectual Property protection for always informing the IP community about changes to IP law and international treaties.

During her career, Mrs. Portal has helped numerous international law firms and in-house counsel with all facets of their IP matters in El Salvador and Central America. Her extensive practice includes work in trademarks, patents, industrial designs, utility models, copyrights, unfair competition, foreign investment, regulatory law/health registrations, licensing, franchising, appellations of origin, geographical indications, IP litigation, fashion law, new technologies, data privacy, cybersecurity, domain names, entertainment law, advertisement law, trade secrets, valuation of intangibles, and IP due diligence. She is also recognized for the great anti-piracy and anti-counterfeiting results she has delivered for her clients. She also helps coordinate Latin America Intellectual Property Protection for the firm.

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