玻利维亚是否正在进入加密货币应用的新阶段?

By PPO Indacochea

在政府决定解除长达十年的禁令后,玻利维亚的加密货币使用量显著增加,这引发了人们对该国是否正在朝着将数字资产结构性地融入其金融体系的方向发展的质疑。

该禁令最初由玻利维亚中央银行于2014年实施,以消费者保护和金融稳定为由禁止使用比特币和其他虚拟货币。多年来,玻利维亚一直是拉丁美洲限制最严格的司法管辖区之一,尽管巴西、阿根廷和哥伦比亚等邻国已经制定了监管措施或容忍非正式使用。2024年6月,情况发生了逆转,当局授权银行和持牌平台在监管下开展数字资产交易。

此后,数字资产交易活动迅速扩张。据路透社报道,2025年上半年加密货币交易额达到2.94亿美元,而2024年同期为4650万美元,增幅超过530%。在加密货币合法化后的前12个月里,交易额超过4.3亿美元。这些交易大多与零售用户相关,小型企业和家庭采用 Tether (USDT) 和比特币等稳定币进行支付、汇款和通胀保护。

PPO Indacochea

PPO Indacochea is Bolivia’s leading full-service law firm, formed through the strategic merger of PPO Abogados and Indacochea & Asociados—two of the most prominent and respected legal institutions in the country. With the largest team of lawyers and the broadest geographic coverage in the market, we are uniquely positioned to deliver legal solutions that are innovative, multidisciplinary, and business-oriented.

Our approach is simple and effective: we provide solutions, not just opinions. We work closely with our clients to understand their businesses and deliver strategic advice tailored to their most complex challenges. We channel transformative foreign investment into Bolivia, advise on high-stakes disputes before local and international tribunals, and offer end-to-end legal services that bridge the gap between law and business.

With a team of 85 lawyers and over 180 professionals led by 14 partners, we operate across six offices in five cities nationwide. Our professionals include top-tier talent—most trained or specialized abroad—with a strong commitment to diversity, inclusion, and social responsibility.

At PPO Indacochea we redefine legal services to anticipate and exceed the demands of a fast-evolving business environment. We are proud to be consistently recognized by the most prestigious international legal directories, including Chambers and Partners, Legal 500, IFLR1000, Leaders League, Latin Lawyer, LACCA, and others, as Bolivia’s leading law firm. PPO Indacochea: Where law meets strategy, and local depth meets global vision.

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